Back to searchdwelloSaveShareHideMore
Price cut: $35,000
View all 32 photos
Detached Single · Fox Lake, IL
$465,000$500,000
3 beds · 2 baths · 1,309 sqft
176 Riverside Island Drive, Fox Lake, IL, 60020
A brick-and-mortar place to make your own — room to make it home.
Active

What’s special

1-car garageIn-unit laundry
Perched in a welcoming island community where you can drive right to your front door, this charming Chain O'Lakes cottage offers the perfect blend of year-round comfort and weekend escape. Best of all, you'll enjoy the peace of mind that comes with being high and dry, outside of the flood zone, embracing the waterfront lifestyle you've been dreaming about without the worry. Step inside to discover a freshly painted interior where the kitchen flows effortlessly into the open-concept living and dining areas. Expansive waterfront views create a stunning backdrop, while hardwood floors and a cozy fireplace add warmth and character, making every season enjoyable. Just outside, a spacious deck invites you to relax with your morning coffee, entertain friends, or unwind after a fun day soaking up fun and sun on the water. The thoughtfully designed floor plan features three bedrooms and two full baths, including a private primary suite occupying its own level. This peaceful retreat offers a generously sized bedroom, an en suite bath, and the added convenience of a washer and dryer on the same floor. Life on the Chain is all about making memories, and this property is ready for adventure from day one. The pier and boat lift are included, allowing you to head out on the water whenever the mood strikes. A waterfront shed provides the perfect place to store kayaks, paddleboards, fishing gear, and other lake toys, while the detached garage offers additional storage. Beyond your backyard, you'll love being just moments from one of the area's favorite gathering spots-Lakefront Park. Spend summer evenings enjoying Friday night concerts, cool off at the splash park, relax on the sandy beach, or watch spectacular fireworks that make this location even more special. Whether you're searching for a full-time waterfront residence or the perfect Chain O'Lakes getaway, this home offers the rare opportunity to enjoy the best of lake living in a close-knit community with all the conveniences of driving directly to your island home. Come experience the lifestyle that makes every day feel like a vacation.
— the listing agent’s description

The home

3 beds
2 baths
1,309 sqft
Built in 1927
Lot 36x193x20.1x47.9x170.6
1-car garage
Detached Single

What it’ll cost

$355 / sqft
$6,284 taxes / yr
No HOA
Listed $500,000
Now $465,000
20 days on dwello

Estimated monthly payment

$3,132/mo
Principal & interest$2,472
Property taxes$524
Homeowners insurance$136
Get pre-qualified →Connect with a licensed lender in the dwello network.
Estimate only — not a loan offer. Example rate; taxes and insurance estimated; your actual rate, payment, taxes, and insurance will vary. dwello is not a lender. Equal Housing Opportunity.
Tour it with a real dwello agent
The agent who meets you here is an actual dwello Home Group team member who knows these streets — not a stranger who bought your name from a portal. You get straight answers on the spot, and the same person stays with you through closing.
On our team, vettedYour info is never soldWith you through closing

Tour this home

In person, on your schedule — a dwello agent meets you there.
WED
Jun 3
THU
Jun 4
FRI
Jun 5
SAT
Jun 6
11:00 am
Schedule a tour
20 days on dwello
Price history
Price reduced
Aug 11, 2026
↓ $35,000$465,000
Listed for sale
Jul 23, 2026
$500,000
Now $35,000 below the original list price.
Property taxes
2025
Annual tax bill (MLS)
$6,284/yr
From county records — verify with the assessor.

Features

Window Unit(s)Natural GasForced AirAluminum SidingSeptic TankYesGarage Owned

Schools

Elementary — Lotus
Middle — Stanton
High — Grant Community High School
Assigned schools per the listing — always verify enrollment + boundaries with the district.
Neighborhood
Loading map…
Nearby places via OpenStreetMap — approximate; verify what matters to you. Map © Mapbox © OpenStreetMap.
MLS listing dataMRED
Listed by Tracy Stella · Stellar Results Realty
Listing last updated Aug 11, 2026 · data refreshed from the MLS Aug 11, 2026, 3:17 PM CT
Based on information submitted to the MLS GRID as of Aug 11, 2026, 3:17 PM CT. Listing data © MRED LLC, distributed by MLS GRID — deemed reliable but not guaranteed; independently verify. Anything shown below this point is not MLS listing data.
See it in personA real dwello agent on our team — never a sold lead.
Schedule a tour Message
No pressure — reach out whenever you’re ready.
Similar homes nearby
MessageSchedule a tour