View all 12 photos
Mixed Use · Elgin, IL
$239,000
— beds · — baths
13 N State Street, Elgin, IL, 60123
A brick-and-mortar place to make your own — room to make it home.
Active
What’s special
Prime mixed-use property in a highly visible location along Route 31 in the heart of downtown Elgin! This versatile building offers endless possibilities-operate your business on the main level while enjoying the convenience of living above, or maximize its income potential as a rental investment. With excellent exposure to heavy daily traffic, this property is ideal for entrepreneurs and investors alike. The building is ready for updates and customization, allowing you to add your own style and value. Newer roof provides added peace of mind. Don't miss this opportunity to own a well-positioned property in a thriving commercial corridor.
— the listing agent’s description
The home
Built in 1900
Lot 22X60
Mixed Use
What it’ll cost
$2,693 taxes / yr
No HOA
45 days on dwello
Estimated monthly payment
$1,565/mo
Principal & interest$1,271
Property taxes$224
Homeowners insurance$70
Get pre-qualified →Connect with a licensed lender in the dwello network.
Estimate only — not a loan offer. Example rate; taxes and insurance estimated; your actual rate, payment, taxes, and insurance will vary. dwello is not a lender. Equal Housing Opportunity.
Tour it with a real dwello agent
The agent who meets you here is an actual dwello Home Group team member who knows these streets — not a stranger who bought your name from a portal. You get straight answers on the spot, and the same person stays with you through closing.
On our team, vettedYour info is never soldWith you through closing
Tour this home
In person, on your schedule — a dwello agent meets you there.
WED
Jun 3
THU
Jun 4
FRI
Jun 5
SAT
Jun 6
11:00 am
Schedule a tour
45 days on dwello
Price history
Listed for sale
Jun 13, 2026
$239,000
Earlier records
Sold
May 16, 2024
$101,000
From MLS records — independently verify.
Property taxes
2025
Annual tax bill (MLS)
From county records — verify with the assessor.
Features
NoneBrick
Neighborhood
Loading map…
Nearby places via OpenStreetMap — approximate; verify what matters to you. Map © Mapbox © OpenStreetMap.
MLS listing data
Listed by Sylwia Machnik · Exit Realty Redefined
Listing last updated Jul 27, 2026 · data refreshed from the MLS Jul 27, 2026, 8:03 AM CT
Based on information submitted to the MLS GRID as of Jul 27, 2026, 8:03 AM CT. Listing data © MRED LLC, distributed by MLS GRID — deemed reliable but not guaranteed; independently verify. Anything shown below this point is not MLS listing data.
See it in personA real dwello agent on our team — never a sold lead.
Schedule a tour
Message
No pressure — reach out whenever you’re ready.
Similar homes nearby
$239,900Active
2 bd · 1 ba · 960 sqft
465 Slade Avenue
Elgin, IL
$239,900Active
2 bd · 2 ba · 1,100 sqft
1103 Stratford Court #C
Elgin, IL
$236,000Active
2 bd · 1 ba
1343 Providence Circle
Elgin, IL
$244,999Active
2 bd · 2 ba · 1,100 sqft
1011 Sommerset Court #A
Elgin, IL
